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Please be aware that the HARP 2.0 Program is no longer available and ended up being changed because of the tall LTV Refinance Option Program and Enhanced Relief Refinance Program at the time of 1, 2019 january.

The HARP 2.0 Program (Home Affordable Refinance Program) enables borrowers who will be underwater on the home loan to refinance. In the event your mortgage is underwater, meaning your home loan stability is more than the worth of your house, it could be practically impractical to refinance without the need for a refinance support system. This system was designed to allow it to be easier for borrowers who’re present on the home loan to refinance into an even more affordable loan with a lesser payment per month.